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Terms of use

PLEASE READ CAREFULLY BEFORE ANY NAVIGATION

Please note that in Ontario APRIL Marine Inc. products are distributed by ELCO Insurance Inc. So all the terms and conditions below apply to these two entities.

By using the website (even if you don’t buy any products), you agree to be bound by the terms and conditions. This contract is a legal agreement between the user of the site, APRIL Marine Canada Inc. and ELCO Insurance Inc. Of course, these terms and conditions apply to your purchases from the APRIL Marine Inc. website (www.aprilmarine.ca/on/).  

PURCHASE

Only Available to Ontario Resident.

PAYMENT OPTIONS

  • Visa
  • MasterCard
  • Debit

RETURN POLICY

Changed your mind or are not satisfied with our services? Please contact ELCO Insurance Inc. office at 1-866-862-2628 #3425 or by email at mreda@elco.ca.

Below, you can consult our TERMINATION TABLE:

NUMBER OF DAYS DEDUCTION FROM THE PREMIUM
1-15 days 16%
16-30 days 23%
31-45 days 28%
46-60 days 35%
61-75 days 41%
76-90 days 50%
91-105 days 58%
106-120 days 66%
121-135 days 75%
136-150 days 83%
151-165 days 91%
166-180 days 99%
181- and more 100%

Please note: 

  • New business (1): A minimum of $ 150 + Issue costs will be retained by APRIL Marine whatever the number of days of coverage. 
  • In case of renewals (2): Please refer strictly to our TERMINATION TABLE.

At any time, if you sold your boat, we will refund an amount related to your APRIL Marine policy. Payout will be prorated, so don’t hesitate to contact ELCO Insurance Inc. office at 1-866-862-2628 #3425 or by email at mreda@elco.ca. Your proof of sale is required.  

1. Your APRIL Marine policy is in its first year and it is not the subject of a renewal.
2. Your APRIL Marine policy is the subject of a renewal. 

IF YOU DO NOT WANT TO BE BOUND BY THIS AGREEMENT, DO NOT NAVIGATE ON THIS SITE.

As well as these general terms and conditions, other important legal terms are set out in our Returns Policy. By agreeing to these general terms and conditions you also agree to the returns policy, all of which form part of a legally binding contract between us and you. You should read these general terms and conditions and the returns policy carefully before buying anything from APRIL Marine Inc. website.

We reserve the right to change the general terms and conditions and the returns policy at any time. Any changes to the general terms and conditions or the returns policy will be effective for all new orders placed after the change is published on the APRIL Marine website. You should check the general terms and conditions and returns policy posted on the APRIL Marine website before each order – they may have changed since your last visit.

If you have any questions about the general terms and conditions, the returns policy or the products please contact ELCO Insurance Inc. office at 1-866-862-2628 #3425.

PROPERTY RIGHTS

You acknowledge and agree that all of the content and features available on this Site – especially, but not limited to, text, programs and software, databases, photos, movies, sounds, music, presentation and logos – are protected by copyrights, rights protection database, trademarks, service marks, patents, trade secrets or other rights and property laws. The content and materials available are either exclusively owned and controlled by APRIL Marine Canada Inc. or used under license. These conditions apply to all content and all elements available on the Site.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Site, you warrant to APRIL Marine Canada Inc. that you will not use the Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

USE OF THIS SITE

The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Violate any applicable laws or regulations.

APRIL Marine Canada Inc. has no obligation to monitor the Communication Services. However, APRIL Marine Canada Inc. reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. APRIL Marine Canada Inc. reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

APRIL Marine Canada Inc. reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in APRIL Marine Canada Inc.’ sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. APRIL Marine Canada Inc. does not control or endorse the content, messages or information found in any Communication Service and, therefore, April specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized APRIL Marine Canada Inc. spokespersons, and their views do not necessarily reflect those of APRIL Marine Canada Inc..

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO APRIL Marine Canada Inc. OR POSTED AT ANY APRIL WEB SITE

APRIL Marine Canada Inc. does not claim ownership of the materials you provide to APRIL Marine Canada Inc. (including feedback and suggestions) or post, upload, input or submit to any Site or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting APRIL Marine Canada Inc., its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. APRIL Marine Canada Inc. is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in APRIL Marine Canada Inc.’ sole discretion.

No compensation will be paid with respect to the use of your Submission, as provided herein. APRIL Marine Canada Inc. is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in APRIL Marine Canada Inc.’ sole discretion.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. APRIL MARINE CANADA INC. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. ADVICE RECEIVED VIA THE SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

APRIL MARINE CANADA INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE STIE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. APRIL Marine Inc. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL APRIL MARINE CANADA INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF APRIL OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME PROVINCES/STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

LINKS TO THIRD PARTY SITES

The Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of APRIL Marine Canada Inc. and APRIL Marine Canada Inc. is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. APRIL Marine Canada Inc. is not responsible for webcasting or any other form of transmission received from any Linked Site. APRIL Marine Canada Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by APRIL Marine Canada Inc. of the Linked Site or any association with its operators.

TERMINATION/ACCESS RESTRICTION

APRIL Marine Canada Inc. reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum

extent permitted by law, this agreement is governed by the laws of the Province of Quebec. and you hereby consent to the exclusive jurisdiction and venue of courts in Longueuil, Quebec, in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and APRIL Marine Canada Inc. as a result of this agreement or use of the Site. APRIL Marine Canada Inc.’ performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of APRIL Marine Canada Inc.’ right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by APRIL Marine Canada Inc. with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and APRIL Marine Canada Inc. with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and APRIL Marine Canada Inc. with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

PRIVACY POLICY

APRIL Marine Canada Inc. adheres to very strict principles regarding privacy protection.

Here is an outline or our policy.

Information that we collect

APRIL Marine Canada Inc. collects two types of information relating to Site visitors. The first type is personal data, such as your name, addresses, phone number, email address, etc., which is communicated voluntarily. Most of this information is collected when you purchase a product or service from APRIL Marine Canada Inc. or when you contact us by email or by submitting a form on our Site. We may keep your name, email and/or any other personal information that you voluntarily submit to APRIL Marine Canada Inc. in order to identify you for future communications and to personalize the service we provide.

The second type of information we collect is general information, such as the number of visitors on our sites, the visited pages, etc.

In general, we do not require your personal information prior to your visit on our Site. However, you may not have access to view certain site pages without disclosing your identity.

Why do we collect this information?

APRIL Marine Canada Inc. collects personal information in order to identify visitors interested in buying its products and services. The information is also collected to enable us to personalize your access to our Site. With it, we are able to customize the content of our Site to improve your experience and ensure your satisfaction.

APRIL Marine Canada Inc. has no intention of using the information you submitted to contact you without prior authorization. You can modify your preferences at any time by contacting us using the contact form available on this Site.

Cookies

APRIL Marine Canada Inc. may place cookies on your hard disk in order to obtain non-personal data. Cookies are files that your browser places on your hard disk when you visit a Site. Browsers may be configured to accept cookies automatically but you may also configure them to request your approval before placing a cookie.

These cookies allow us to personalize your visits and recognize you every time you return to our Site.

Data transmission to third parties

APRIL Marine Canada Inc. will not reveal or sell the data it has collected to third parties without your prior authorization, except where required by the law.

Data security

APRIL Marine Canada Inc. will store all data it collects in a safe and secure location. In addition, we will take all precautions necessary to protect your data against loss, fraud or unwanted use.

Links to other websites

APRIL Marine Canada Inc. Site contains links to other websites. APRIL Marine Canada Inc. is not responsible for the practices of said websites with regards to privacy protection.

COPYRIGHT AND TRADEMARK NOTICES

APRIL Marine Canada Inc. All rights reserved.

TRADEMARKS

The names and logos of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

CONTACT

For more information on the legal issues contained in these terms of use, or any questions or problems about this service, please write to us using the contact form available on this Site.