Power Boat Insurance

Navigate with peace of mind.

Benefit from extensive coverage to maximize your time on the water:

Standard emergency towing up to $5,000
Accident benefits and medical coverage
Compensation in agreed value for power boats up to 20 years old
10% increase of the actual cash value on the day of the loss for power boats over 20 years old

Please feel free to contact your boat insurance broker should you have any questions.

Watersports equipment coverage

We offer a specific coverage for your watersports equipment, from $8,000 $ to $10,000
(water skis, wakeboards, inflatable objects, wetsuits…)

Loss of Use

In case of a covered loss, we cover the costs for the rental of a similar watercraft while yours is being repaired
in accordance with the amount specified in your contract

APRIL Marine Assistance

Whatever the issue, our teams will assist you 24/7, whether you are at the dock or out on the water

1-866-683-6521

Key coverage for our Power Boat insurance policies

Key coverage	Base amount (please refer to your contract)	Option 2 - All risks	What's covered

Liability	$3,000,000 (some exceptions may apply, please refer to the amount specified on your contract)		Material or bodily injury arising from the ownership, use or maintenance of the insured watercraft.
Pollution	The amount of your liability		If the pollution is the direct result of a risk covered by your policy, we will cover the costs.
Wreckage removal	The amount of your liability		If you are legally obligated to remove the wreck of the insured boat, we will cover all necessary costs.

Agreed value on total loss	Insured value	Depending on the conditions of your contract	If mentioned in your policy, compensation will equal the insured amount stated in your contract, without depreciation. You will be asked for a purchase contract or proof of value when the policy is issued. This coverage is offered to power boats up to 20 years old.
Value increased by 10% in case of total loss	Market value increased by 10% (up to $10,000)	Inclus sur un contrat en valeur au jour du sinistre	In the event of total loss, compensation will be increased by 10% on the market value of your personal watercraft at the time of the incident (or on the insured value if less than the market value).
Specific coverage for fishing equipment (on top of insured amount)	$8,000	Optional / NO CHARGE	Covered equipment includes fishing rods, reels, lure boxes, and downriggers, with no deductible or penalty after your first claim.
Specific coverage for watersports equipment (on top of insured amount)	$8,000	Included, amount can be increased	Covered equipment includes water skis, wakeboards, surfboards, inflatable objects, and neoprene wetsuits, with no deductible or penalty after your first claim.
Loss of use	$2,500	Included, amount can be increased	Reasonable additional costs and/or charges for renting a similar watercraft after a covered loss, up to the amount specified in the Special Conditions of your contract.
Emergency towing	$5,000		If your watercraft becomes unusable (empty gas tank, mechanical breakdown etc.), we will cover emergency towing to the nearest point where repairs can be made or fuel delivered.*After a covered loss, towing fees are automatically included and not limited to this amount.
Damage caused by rodents	Insured value		We cover damage caused by rodents or zebra mussels.

Make a claim			7 days a week from 8 am to 8 pm
Appraisal of resale value			Find out the resale value of your boat or the value of the boat you’d like to purchase with just one call.
Concierge Service			Let our concierge answer all of your questions, book appointments or even reserve show tickets for you!
Towing referral			We’ll quickly find a tower near your location.