Sailboat Insurance
Navigate with peace of mind
Benefit from extensive coverage to maximize your time on the water:
- Standard emergency towing up to $5,000
- Coverage of sails and covers for sailboats up to 5 years old
- Accident benefits and medical coverage
- Compensation in agreed value for sailboats up to 10 years old
Please feel free to contact your boat insurance broker should you have any questions.
10% increase of the actual cash value
We offer a 10% top-up on value on the day of the loss if the boat no longer qualifies for a 10-year agreed value coverage
Loss of Use
In case of a covered loss, we cover the costs for the rental of a similar watercraft while yours is being repaired
in accordance with the amount specified in your contract
APRIL Marine Assistance
Whatever the issue, our teams will assist you 24/7, whether you are at the dock or out on the water
1-866-683-6521
Key coverage for our Sailboat insurance policies
| KEY COVERAGE | BASE AMOUNT (PLEASE REFER TO YOUR CONTRACT) | Option 1 - LIABILITY ONLY | Option 2 - ALL RISKS | WHAT'S COVERED |
|---|---|---|---|---|
| Liability | $3,000,000 |  | | Material or bodily injury arising from the ownership, use or maintenance of the insured watercraft. |
| Pollution | The amount of your liability | | | If the pollution is the direct result of a risk covered by your policy, we will cover the costs. |
| Wreckage removal | The amount of your liability | | | If you are legally obligated to remove the wreck of the insured boat, we will cover all necessary costs. |
| Agreed value on total loss | Insured value |  | Depending on the conditions of your contract | If mentioned in your policy, compensation will equal the insured amount stated in your contract, without depreciation. You will be asked for a purchase contract or proof of value when the policy is issued. This coverage is offered to sailboats up to 10 years old. |
| Value increased by 10% in case of total loss | Market value increased by 10% (up to $10,000) | | Included in actual cash value contract | In the event of total loss, compensation will be increased by 10% on the market value of your personal watercraft at the time of the incident (or on the insured value if less than the market value). |
| Sails and covers protection | Insured value | | | Coverage of sails and covers without depreciation for sailboats up to 5 years old. |
| Loss of use | $2,500 / $5,000 for sailboats valued $150,000 and more | | Included, amount can be increased | Reasonable additional costs and/or charges for renting a similar watercraft after a covered loss, up to the amount specified in the Special Conditions of your contract. |
| Emergency towing | $5,000 | | | If your watercraft becomes unusable (empty gas tank, mechanical breakdown etc.), we will cover emergency towing to the nearest point where repairs can be made or fuel delivered.*After a covered loss, towing fees are automatically included and not limited to this amount. |
| Damage caused by rodents | Insured value | | | We cover damage caused by rodents or zebra mussels. |
| Make a claim | | | 7 days a week from 8 am to 8 pm | |
| Appraisal of resale value | | | Find out the resale value of your boat or the value of the boat you’d like to purchase with just one call. | |
| Concierge Service | | | Let our concierge answer all of your questions, book appointments or even reserve show tickets for you! | |
| Towing referral | | | We’ll quickly find a tower near your location. | |
Choose the insurance that’s right for you!
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Sailboat Insurance
APRIL Marine is a boat insurance company and has years of experience in protecting your personal watercraft. Our flexible, tailored coverage adapts to different types of boats to offer you customized protection according to your needs. Our extensive experience in the field allows us to offer you the best protection by considering all the relevant points. Whether it’s the way you use your sailboat or the level or frequency of use, we provide expert advice in boat insurance coverage. We spare no detail and no step in order to cover you 100%. Protecting you and your sailboat is our one and only priority, whether it’s for unexpected physical or material damage.
Choose the right sailboat insurance provider
Our qualified agents help you find custom protection for you and your loved ones, all according to your needs and habits. If you only want to insure the craft itself or—conversely—if you need comprehensive pleasure sailboat insurance, including people and/or valuables, we moor ourselves to the task in a concise and professional manner. Our reason for being is to allow you to raise anchor with total peace of mind. The safety of your boat and the people traveling with you is our priority. We guarantee the best possible customer service in Ontario for your insurance coverage contract. Find your sailboat insurance, motorboat insurance, or jet ski-style watercraft insurance.
One of our brokers will be pleased to listen to you and offer you a quote quickly along with the general terms and conditions. If you have other types of watercraft, here are all our types of boat insurance.
Don’t hesitate to contact us for more information about the pleasure craft insurance.