Watercraft & Boat Insurance
We have you covered
We offer a wide range of extensive coverage to protect all types of boats:
- Jet ski / Personal watercraft
- Fishing boat
- Pontoon boat
- Ski boat
- Cuddy cabin boat
- Jet boat
- Sport boat
- Deck boat
Coverage offered by APRIL Marine
For watercrafts, passengers, on board equipment and personal effects
In case of mishaps, ﬁre damage, vandalism, theft, etc.
In case of total loss
- Compensation in agreed value for boats up to 15 years old*
- Compensation in fair market value on the day of the claim, increased by 10% for boats over 15 years old*
- Compensation in agreed value for PWC up to 5 years old*
- Compensation in fair market value on the day of the claim, increased by 10% for PWC over 5 years old*
In case of partial loss
- Compensation without depreciation for boats under 15 years old*
- Compensation without depreciation for PWC under 5 years old*
No depreciation will be applied to the insured amount indicated in the contract.
Value on the day of the loss
This amount is calculated by taking the cost of repair or replacement minus the depreciation on the object or part.
In the event of a claim
Our in-house claim adjusters are all specialized in watercraft insurance. They will guide your clients through submitting a claim, to the settlement.
APRIL Marine Assistance 1-866-683-6521
Our boat insurance experts are here to help 24/7, whether you are at the dock or out on the water:
- 7/7 claims: Our experts will assist you so that making a claim – and getting compensated – is fast and easy.
- 24/7 towing referrals: In the event of a breakdown, we’ll find the emergency towing service closest to your location.
- Estimate of market value: We’ll tell you the value of any boat for sale or purchase; we’ll even advise you, free of charge.
- Concierge service: Restaurant reservations, trip planning, handy marina information, nearby access ramps and points of interest… Whatever the question or need, we’re here for you.
Fishing enthusiast or watersports buff? Your watersports and fishing equipment is also covered, with no additional premium.
Loss of Use
If your watercraft breaks down, we cover the rental of a similar one* so that you don’t miss out on the season!
*Please see the amount specified in your contract.
At APRIL Marine, we are always happy to reward your loyalty with easy ways to save on your insurance policy:
- A policy discount when you’ve completed a 18 hours boating training.
- No claims in the past 3 years? Enjoy decreasing deductibles every year!
- Multiple policies: the more watercrafts to protect, the best price you get!
- Referral program: we offer you a $20 Visa gift card and a 10% discount on the insurance policy of the friend you referred.
Watercraft & Boat Insurance
Get yourself and your boat the insurance coverage you both deserve! You should never settle when you shop for protection and peace of mind. Quoting online is a quick and effortless option, but you can always talk to one of our insurance experts about the best available coverage. APRIL Marine is a highly experienced insurer that provides the most favorable boat insurance quote for all boats with a personalized protection!
Sailboat, runabout, Sea-Doo, bass boat, cuddy cabin, cruiser, fishing boat, motor boat… we’ve got your back for all types of boat!
At APRIL Marine, we know that your needs can vary a lot when it comes to insurance. We analyze the different factors that will influence your protection. How you use your boat, the types of waterways you sail on, the frequency of your outings and, of course, your level of experience.
You deserve a boat insurance quote adapted to your needs!
Proceeding with a boat insurance quote online only takes a few seconds. Watercraft can be expensive, and if you have any questions, we invite you to contact us. Your satisfaction and peace of mind is essential to us
Your boat, liability and personal belongings are safe with us!
Below is a list of elements we consider when generating your boat insurance quote:
- Emergency towing in case of accidents, collisions and fire.
- Contacting the marine assistance in case of problems
- Personal Watercraft replacement when your boat is in the repair shop
- The agreed value coverage for total or partial loss that is calculated for free to help you make an informed decision
- The types of weather disasters that can happen, such as flooding and strong winds
- Personal injuries, vandalism, theft, etc.
- Protecting your sport and fishing equipment
From the claim to the settlement, we work with you for your satisfaction.
Our Reward Program contains many advantages that are worth of mentioning:
- Multiple policies discounts
- We decrease your deductible every year when you go 3 years without a claim,
- Discounted insurance premiums when you take a boating course of 18 hours or more
- Referral program when you invite a friend to get an insurance policy
We are also really proud of our concierge service:
- Reservations to the most incredible restaurants
- Travel plans In Canada and the United States
- Information about the best marinas
- List of outstanding areas and boat ramps
At APRIL Marine, we are the specialist in boat insurance in Canada. Thus, we understand your specific needs as boat enthusiasts and how it is important to maximize your time on the water. Do not wait to contact us to sail with peace of mind.