Navigate with peace of mind
Benefit from extensive coverage to maximize your time on the water:
- Standard emergency towing up to $5,000, that may be increased up to $10,000
- Equipment and personal effects coverage
- Accident benefits and medical coverage
- Compensation in agreed value for cruisers up to 15 years old
Please feel free to contact your boat insurance broker should you have any questions.
Sporting equipment coverage
If you own a jet ski or pwc, it can be added to your cruiser insurance policy. We also cover your fishing and sporting equipments.
Loss of Use
In case of a covered loss, we cover the costs for the rental of a similar watercraft while yours is being repaired
in accordance with the amount specified in your contract
Key coverage for our Cruiser insurance policies
|KEY COVERAGE||BASE AMOUNT (PLEASE REFER TO YOUR CONTRACT)||Option 1 - LIABILITY ONLY||Option 2 - ALL RISKS||WHAT'S COVERED|
Material or bodily injury arising from the ownership, use or maintenance of the insured watercraft.
|Pollution||The amount of your liability|
If the pollution is the direct result of a risk covered by your policy, we will cover the costs.
|Wreckage removal||The amount of your liability|
If you are legally obligated to remove the wreck of the insured boat, we will cover all necessary costs.
|Agreed value on total loss||Insured value|
Depending on the conditions of your contract
If mentioned in your policy, compensation will equal the insured amount stated in your contract, without depreciation. You will be asked for a purchase contract or proof of value when the policy is issued. This coverage is offered to cruisers up to 15 years old.
|Value increased by 10% in case of total loss||Market value increased by 10% (up to $10,000)|
Included in actual cash value contract
In the event of total loss, compensation will be increased by 10% on the market value of your boat at the time of the incident (or on the insured value if less than the market value).
|Loss of use||$2,500 / $5,000 for cruisers valued $150,000 and more|
Included, amount can be increased
Reasonable additional costs and/or charges for renting a similar watercraft after a covered loss, up to the amount specified in the Special Conditions of your contract.
|Emergency towing||$5,000 can be increased up to $10,000|
If your watercraft becomes unusable (empty gas tank, mechanical breakdown etc.), we will cover emergency towing to the nearest point where repairs can be made or fuel delivered.*After a covered loss, towing fees are automatically included and not limited to this amount.
|Damage caused by rodents||Insured value|
We cover damage caused by rodents or zebra mussels.
|Make a claim|
7 days a week from 8 am to 8 pm
|Appraisal of resale value|
Find out the resale value of your boat or the value of the boat you’d like to purchase with just one call.
Let our concierge answer all of your questions, book appointments or even reserve show tickets for you!
We’ll quickly find a tower near your location.