Fishing Boat Insurance
Navigate with peace of mind.
Benefit from extensive coverage to maximize your time on the water:
- Standard emergency towing up to $2,500, that may be increased up to $5,000
- Option to extend the navigation period by one month with no additional premium or to navigate year round with our Four-season premium
- Accident benefits and medical coverage
- Compensation in agreed value for fishing boats up to 15 years old and bassboats up to 10 years old
- 10% increase of the actual cash value on the day of the loss for fishing boats over 15 years old and bassboats over 10 years old
Please feel free to contact your boat insurance broker should you have any questions.
Fishing equipment coverage
We offer a specific coverage for your fishing equipment, from $1,000 $ to $5,000 with no deductible
(fishing rods, reels, lure boxes, downriggers…)
Loss of Use
In case of a covered loss, we cover the costs for the rental of a similar boat while yours is being repaired
in accordance with the amount specified in your contract
APRIL Marine Assistance
Whatever the issue, our teams will assist you 24/7, whether you are at the dock or out on the water
Key coverage for our Fishing Boat insurance policies
|Key coverage||Base amount (please refer to your contract)||Option 1 - Liability only||Option 2 - All risks||What's covered|
Material or bodily injury arising from the ownership, use or maintenance of the insured watercraft.
|Pollution||The amount of your liability|
If the pollution is the direct result of a risk covered by your policy, we will cover the costs.
|Wreckage removal||The amount of your liability|
If you are legally obligated to remove the wreck of the insured boat, we will cover all necessary costs.
|Agreed value on total loss||Insured value|
Depending on the conditions of your contract
If mentioned in your policy, compensation will equal the insured amount stated in your contract, without depreciation. You will be asked for a purchase contract or proof of value when the policy is issued. This coverage is offered to fishing boats up to 15 years old and bassboats up to 10 years old.
|Value increased by 10% in case of total loss||Market value increased by 10% (up to $10,000)|
Included in actual cash value contract
In the event of total loss, compensation will be increased by 10% on the market value of your personal watercraft at the time of the incident (or on the insured value if less than the market value).
|Specific coverage for fishing equipment (on top of insured amount)||$1,000|
Included, amount can be increased
Covered equipment includes fishing rods, reels, lure boxes, and downriggers, with no deductible or penalty after your first claim.
|Specific coverage for watersports equipment (on top of insured amount)||$1,000|
Optional / NO CHARGE
Covered equipment includes water skis, wakeboards, surfboards, inflatable objects, and neoprene wetsuits, with no deductible or penalty after your first claim.
|Loss of use||$2,500|
Reasonable additional costs and/or charges for renting a similar boat after a covered loss, up to the amount specified in the Special Conditions of your contract.
If your watercraft becomes unusable (empty gas tank, mechanical breakdown etc.), we will cover emergency towing to the nearest point where repairs can be made or fuel delivered.*After a covered loss, towing fees are automatically included and not limited to this amount.
|Damage caused by rodents||Insured value|
We cover damage caused by rodents or zebra mussels.
|Make a claim|
7 days a week from 8 am to 8 pm
|Appraisal of resale value|
Find out the resale value of your boat or the value of the boat you’d like to purchase with just one call.
Let our concierge answer all of your questions, book appointments or even reserve show tickets for you!
We’ll quickly find a tower near your location.