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Boat & Watercraft Insurance

We have you covered

We offer a wide range of extensive coverage to protect all types of boats:

  • Jet ski / Personal watercraft
  • Runabout
  • Fishing boat
  • Pontoon boat
  • Ski boat
  • Bassboat

  • Cuddy cabin boat
  • Cruiser
  • Sailboat
  • Jet boat
  • Sport boat
  • Deck boat

Coverage offered by APRIL Marine

For watercrafts, passengers, on board equipment and personal effects

In case of mishaps, fire damage, vandalism, theft, etc.

In case of total loss

  • Compensation in agreed value for boats up to 15 years old*
  • Compensation in fair market value on the day of the claim, increased by 10% for boats over 15 years old*
  • Compensation in agreed value for PWC up to 5 years old*
  • Compensation in fair market value on the day of the claim, increased by 10% for PWC over 5 years old*

In case of partial loss

  • Compensation without depreciation for boats under 15 years old*
  • Compensation without depreciation for PWC under 5 years old*

*Some conditions may apply.

Agreed value

No depreciation will be applied to the insured amount indicated in the contract.

Value on the day of the loss

This amount is calculated by taking the cost of repair or replacement minus the depreciation on the object or part.

In the event of a claim

Our in-house claim adjusters are all specialized in watercraft insurance.  They will guide your clients through submitting a claim, to the settlement.

APRIL Marine Assistance 1-866-683-6521

Our boat insurance experts are here to help 24/7, whether you are at the dock or out on the water:

  • 7/7 claims: Our experts will assist you so that making a claim – and getting compensated – is fast and easy.
  • 24/7 towing referrals: In the event of a breakdown, we’ll find the emergency towing service closest to your location.

  • Estimate of market value: We’ll tell you the value of any boat for sale or purchase; we’ll even advise you, free of charge.
  • Concierge service: Restaurant reservations, trip planning, handy marina information, nearby access ramps and points of interest… Whatever the question or need, we’re here for you.

Equipment Protection

Fishing enthusiast or watersports buff? Your watersports and fishing equipment is also covered, with no additional premium.

Loss of Use

If your watercraft breaks down, we cover the rental of a similar one* so that you don’t miss out on the season!
*Please see the amount specified in your contract.

Rewards Program

At APRIL Marine, we are always happy to reward your loyalty with easy ways to save on your insurance policy:

  • A policy discount when you’ve completed a 18 hours boating training.
  • No claims in the past 3 years? Enjoy decreasing deductibles every year!

  • Multiple policies: the more watercrafts to protect, the best price you get!
  • Referral program: we offer you a $20 Visa gift card and a 10% discount on the insurance policy of the friend you referred.