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Power Boat Insurance

Navigate with peace of mind.

Benefit from extensive coverage to maximize your time on the water:

  • Standard emergency towing up to $2,500, that may be increased up to $5,000
  • Accident benefits and medical coverage
  • Compensation in agreed value for power boats up to 15 years old
  • 10% increase of the actual cash value on the day of the loss for power boats over 15 years old

Please feel free to contact your boat insurance broker should you have any questions.

Watersports equipment coverage

We offer a specific coverage for your watersports equipment, from $1,000 $ to $5,000
(water skis, wakeboards, inflatable objects, wetsuits…)

Loss of Use

In case of a covered loss, we cover the costs for the rental of a similar watercraft while yours is being repaired
in accordance with the amount specified in your contract

APRIL Marine Assistance

Whatever the issue, our teams will assist you 24/7, whether you are at the dock or out on the water

1-866-683-6521

Key coverage for our Power Boat insurance policies

Key coverageBase amount (please refer to your contract)Option 1 - Liability onlyOption 2 - All risksWhat's covered
Liability$2,000,000 (some exceptions may apply, please refer to the amount specified on your contract)

Material or bodily injury arising from the ownership, use or maintenance of the insured watercraft.

PollutionThe amount of your liability

If the pollution is the direct result of a risk covered by your policy, we will cover the costs.

Wreckage removalThe amount of your liability

If you are legally obligated to remove the wreck of the insured boat, we will cover all necessary costs.

Agreed value on total lossInsured value
Depending on the conditions of your contract

If mentioned in your policy, compensation will equal the insured amount stated in your contract, without depreciation. You will be asked for a purchase contract or proof of value when the policy is issued. This coverage is offered to power boats up to 15 years old.

Value increased by 10% in case of total lossMarket value increased by 10% (up to $10,000)
Inclus sur un contrat en valeur au jour du sinistre

In the event of total loss, compensation will be increased by 10% on the market value of your personal watercraft at the time of the incident (or on the insured value if less than the market value).

Specific coverage for fishing equipment (on top of insured amount)$1,000
Optional / NO CHARGE

Covered equipment includes fishing rods, reels, lure boxes, and downriggers, with no deductible or penalty after your first claim.

Specific coverage for watersports equipment (on top of insured amount)$1,000
Included, amount can be increased

Covered equipment includes water skis, wakeboards, surfboards, inflatable objects, and neoprene wetsuits, with no deductible or penalty after your first claim.

Loss of use$2,500
Included, amount can be increased

Reasonable additional costs and/or charges for renting a similar watercraft after a covered loss, up to the amount specified in the Special Conditions of your contract.

Emergency towing$2,500

If your watercraft becomes unusable (empty gas tank, mechanical breakdown etc.), we will cover emergency towing to the nearest point where repairs can be made or fuel delivered.*After a covered loss, towing fees are automatically included and not limited to this amount.

Damage caused by rodentsInsured value

We cover damage caused by rodents or zebra mussels.

Make a claim

7 days a week from 8 am to 8 pm

Appraisal of resale value

Find out the resale value of your boat or the value of the boat you’d like to purchase with just one call.

Concierge Service

Let our concierge answer all of your questions, book appointments or even reserve show tickets for you!

Towing referral

We’ll quickly find a tower near your location.