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Sailboat Insurance

Navigate with peace of mind

Benefit from extensive coverage to maximize your time on the water:

  • Standard emergency towing up to $2,500, that may be increased up to $10,000
  • Coverage of sails and covers for sailboats up to 5 years old
  • Accident benefits and medical coverage
  • Compensation in agreed value for sailboats up to 10 years old

Please feel free to contact your boat insurance broker should you have any questions.

10% increase of the actual cash value

We offer a 10% top-up on value on the day of the loss if the boat no longer qualifies for a 10-year agreed value coverage.

Loss of Use

In case of a covered loss, we cover the costs for the rental of a similar watercraft while yours is being repaired
in accordance with the amount specified in your contract

APRIL Marine Assistance

Whatever the issue, our teams will assist you 24/7, whether you are at the dock or out on the water.

1-866-683-6521

Key coverage for our Sailboat insurance policies

KEY COVERAGEBASE AMOUNT (PLEASE REFER TO YOUR CONTRACT)Option 1 - LIABILITY ONLYOption 2 - ALL RISKSWHAT'S COVERED
Liability$2,000,000

Material or bodily injury arising from the ownership, use or maintenance of the insured watercraft.

PollutionThe amount of your liability

If the pollution is the direct result of a risk covered by your policy, we will cover the costs.

Wreckage removalThe amount of your liability

If you are legally obligated to remove the wreck of the insured boat, we will cover all necessary costs.

Agreed value on total lossInsured value
Depending on the conditions of your contract

If mentioned in your policy, compensation will equal the insured amount stated in your contract, without depreciation. You will be asked for a purchase contract or proof of value when the policy is issued. This coverage is offered to sailboats up to 10 years old.

Value increased by 10% in case of total lossMarket value increased by 10% (up to $10,000)
Included in actual cash value contract

In the event of total loss, compensation will be increased by 10% on the market value of your personal watercraft at the time of the incident (or on the insured value if less than the market value).

Sails and covers protectionInsured value

Coverage of sails and covers without depreciation for sailboats up to 5 years old.

Loss of use$2,500 / $5,000 for sailboats valued $150,000 and more
Included, amount can be increased

Reasonable additional costs and/or charges for renting a similar watercraft after a covered loss, up to the amount specified in the Special Conditions of your contract.

Emergency towing$2,500 can be increased up to $10,000

If your watercraft becomes unusable (empty gas tank, mechanical breakdown etc.), we will cover emergency towing to the nearest point where repairs can be made or fuel delivered.*After a covered loss, towing fees are automatically included and not limited to this amount.

Damage caused by rodentsInsured value

We cover damage caused by rodents or zebra mussels.

Make a claim

7 days a week from 8 am to 8 pm

Appraisal of resale value

Find out the resale value of your boat or the value of the boat you’d like to purchase with just one call.

Concierge Service

Let our concierge answer all of your questions, book appointments or even reserve show tickets for you!

Towing referral

We’ll quickly find a tower near your location.